Licensing FAQs

All licensing and questions regarding your license should be directed to the North Carolina Department of Insurance – Agent Services Division.

All employees involved in the direct procurement of a surplus lines policy placed on an insured whose home state is North Carolina, must have an individual North Carolina surplus lines license.

§ 58-21-65. Licensing of surplus lines license.
(a) For insureds whose home state is this State, no agent or broker licensed by the Commissioner shall directly procure any contract of surplus lines insurance with any nonadmitted domestic surplus lines insurer or nonadmitted insurer, unless he possesses a current surplus lines insurance license issued by the
Commissioner.

Only those individuals listed as licensees under the Business Entity Surplus Lines license are considered duly licensed to place surplus lines business. To be listed as a licensee under a business entity surplus lines license you must be an individual North Carolina surplus lines licensee.

§ 58-21-65. Licensing of surplus lines license.
(c) Corporations shall be eligible to be surplus lines licensees, upon the following conditions:

(1) The corporate licensee shall list individuals within the corporation who have satisfied all requirements of this Article to become surplus lines licensees; and

(2) Only those individuals listed on the corporate license and who are surplus lines licensees shall transact surplus lines business.

No. Once you receive your North Carolina Surplus Lines License (Resident or Nonresident) the licensee is automatically a member of the NCSLA. There is no requirement to register with the NCSLA, and membership dues are no longer required.